Hopefully this blog series provides some useful information in terms of what equity release is, its pro’s and con’s and whether it’s safe to consider in 2023?
I know that it’s a bit scary contemplating a loan against your house, and the potential pitfalls of this as a strategy to facilitate retirement. I’m basically anti debt in retirement – it’s so much better to be debt free, both from a cash flow perspective but also psychologically and mentally.
However, as someone that did decide to use equity release to facilitate my retirement, I can honestly say that this commitment doesn’t bother me too much and certainly doesn’t keep me awake at night.
I would advise taking advice from professionals, friends, and family. Along with careful consideration of your own circumstances and of course the market conditions.
Equity Release Articles
What is Equity Release?
It’s worth reminding ourselves that equity release is basically a loan – the amount you borrow will attract an interest rate, which is fixed at the time the agreement is finalised.
Is Equity Release a good idea in 2023?
Some things to consider following the changes in interest rates over the last few years and the impacts on equity release.
Is Equity Release right for me?
Why I decided equity release was right for me despite the negative press stories.
Is Equity Release Safe?
One of the most asked questions relating to equity release is whether it’s safe? This article looks at ways for you to make sure it is.
What are the Pro’s and Con’s of Equity Release?
A list of the advantages and disadvantages to consider before entering into an equity release agreement.
The alternatives to equity release
Some things to consider following the changes in interest rates over the last few years and the impacts on equity release.
Your Thoughts?
It would be great if you’d like to get involved in our community by posting your own experiences, thoughts and ideas – but please keep it kind and positive.
